{"id":8,"date":"2022-05-05T14:13:54","date_gmt":"2022-05-05T14:13:54","guid":{"rendered":"https:\/\/penztervezes.hu\/landing-page\/?page_id=8"},"modified":"2022-06-26T23:04:35","modified_gmt":"2022-06-26T23:04:35","slug":"fooldal","status":"publish","type":"page","link":"https:\/\/penztervezes.hu\/landing-page\/","title":{"rendered":"F\u0151oldal"},"content":{"rendered":"\n\n[et_pb_section fb_built=&#8221;1&#8243; next_background_color=&#8221;#f2f5f9&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;rgba(16,18,64,0.73) 2%|rgba(16,18,64,0.73) 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_color_gradient_start=&#8221;rgba(16,18,64,0.6)&#8221; background_color_gradient_end=&#8221;rgba(16,18,64,0.6)&#8221; background_image=&#8221;https:\/\/penztervezes.hu\/landing-page\/wp-content\/uploads\/2022\/05\/relax-couple-lay-down-beach-chiar-with-sea-wave-man-woman-have-vacation-sea-nature-concept.jpg&#8221; 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_module_preset=&#8221;default&#8221; text_font=&#8221;Open Sans|700||on|||||&#8221; text_text_color=&#8221;#ffcc00&#8243; text_font_size=&#8221;25px&#8221; text_letter_spacing=&#8221;3px&#8221; text_line_height=&#8221;1.6em&#8221; text_orientation=&#8221;center&#8221; max_width=&#8221;900px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;25px&#8221; text_font_size_phone=&#8221;22px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<p>Az anyagi f\u00fcggetlens\u00e9g titka<\/p>[\/et_pb_text][et_pb_text admin_label=&#8221;Website Design or Marketing Goals, Achieve Everything with Us.&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Open Sans|800|||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;71px&#8221; header_line_height=&#8221;1.3em&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; header_font_size_tablet=&#8221;50px&#8221; header_font_size_phone=&#8221;34px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<h1><b>Hogyan befoly\u00e1solja a m\u00faltad az anyagi helyzetedet, \u00e9s mit tudsz tenni, hogy jav\u00edts ezen?<\/b><\/h1>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;25px&#8221; text_line_height=&#8221;1.5em&#8221; text_orientation=&#8221;center&#8221; max_width=&#8221;900px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; text_font_size_tablet=&#8221;25px&#8221; text_font_size_phone=&#8221;21px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<p><span style=\"font-weight: 400;\">Soha nincs annyi p\u00e9nzed, amennyi kellene? Valahogy mindig kifolyik a p\u00e9nz a kezedb\u0151l? Akkor ezt az \u00fczenetet figyelmesen olvasd v\u00e9gig, mert minden szava neked sz\u00f3l\u2026<\/span><\/p>[\/et_pb_text][et_pb_button button_url=&#8221;#second&#8221; button_text=&#8221;\u00c9rdekel&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;Know How&#8221; _builder_version=&#8221;4.17.3&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;21px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#ffcc00&#8243; button_border_width=&#8221;0px&#8221; button_border_color=&#8221;#d4af37&#8243; button_border_radius=&#8221;100px&#8221; button_letter_spacing=&#8221;2px&#8221; button_font=&#8221;Open Sans|700||on|||||&#8221; button_use_icon=&#8221;off&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;15px|40px|15px|40px|true|true&#8221; button_text_color_last_edited=&#8221;off|desktop&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_color=&#8221;rgba(255,255,255,0)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#f2c23e&#8221; button_text_color__hover_enabled=&#8221;off|hover&#8221; box_shadow_color__hover_enabled=&#8221;on|hover&#8221; box_shadow_color__hover=&#8221;rgba(255,255,255,0.4)&#8221; button_border_color__hover_enabled=&#8221;on|desktop&#8221; button_border_color__hover=&#8221;#d4af37&#8243; button_bg_enable_color__hover=&#8221;on&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; module_id=&#8221;second&#8221; _builder_version=&#8221;4.17.1&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f2f5f9&#8243; custom_padding=&#8221;100px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Who We Are&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Open Sans|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#333333&#8243; header_2_font_size=&#8221;50px&#8221; header_2_line_height=&#8221;1.3em&#8221; header_6_font=&#8221;Open Sans|700||on|||||&#8221; header_6_text_align=&#8221;center&#8221; header_6_text_color=&#8221;#E02B20&#8243; header_6_font_size=&#8221;16px&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;30px&#8221; header_2_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<h2>&#8222;Van bev\u00e9telem, de m\u00e9gis \u00fagy \u00e9rzem, hogy valahogy \u00e1lland\u00f3an kifolyik a p\u00e9nz a kezemb\u0151l&#8221;<\/h2>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Lato||||||||&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.6em&#8221; header_line_height=&#8221;1.1em&#8221; width=&#8221;800px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||40px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<p>Boldog-boldogtalan azt \u00e1ll\u00edtja, hogy meg fogja tan\u00edtani neked a sikerhez vezet\u0151 utat. Meg fogja tan\u00edtani, hogyan l\u00e9gy gazdag, hogyan l\u00e9gy sikeres. Manaps\u00e1g ha eldobsz egy k\u00f6vet, az minimum k\u00e9t p\u00e9nz\u00fcgyi- vagy \u00e9letvezet\u00e9si tan\u00e1csad\u00f3t tal\u00e1l el.<\/p>\n<p>Hiszel nekik, belefogsz, azt\u00e1n a v\u00e9g\u00e9n ott \u00e1llsz, \u00e9s csak elpazaroltad az id\u0151det, \u00e9s semmi sem v\u00e1ltozott. Legjobb esetben is m\u00e9g mindig csak ugyanott tartasz, ahol el\u0151tte.<\/p>\n<p><span style=\"font-weight: 400;\">Annyi mindent megpr\u00f3b\u00e1lt\u00e1l m\u00e1r, hogy szabadd\u00e1 v\u00e1lj anyagilag:<\/span><\/p>[\/et_pb_text][et_pb_blurb title=&#8221;Elolvastad a Gazdag papa k\u00f6nyveket&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#7CDA24&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_font_size=&#8221;20px&#8221; header_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_blurb title=&#8221;K\u00edv\u00fclr\u0151l ismered a sikeres ember 10 szok\u00e1s\u00e1t&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#7CDA24&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_font_size=&#8221;20px&#8221; header_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_blurb title=&#8221;Sorban \u00e1llnak a polcodon az \u201c\u00edgy l\u00e9gy sikeres\u201d k\u00f6nyvek&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#7CDA24&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_font_size=&#8221;20px&#8221; header_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_blurb title=&#8221;Elv\u00e9gezt\u00e9l egy rak\u00e1s tanfolyamot&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#7CDA24&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_font_size=&#8221;20px&#8221; header_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_blurb title=&#8221;Elk\u00e9pzelted magad el\u0151tt r\u00e9szletesen, hogy gazdag vagy \u00e9s b\u0151s\u00e9gben \u00e9lsz&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#7CDA24&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_font_size=&#8221;20px&#8221; header_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_blurb title=&#8221;Mondogattad magad el\u00e9 a meger\u0151s\u00edt\u00e9seket&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#7CDA24&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_font_size=&#8221;20px&#8221; header_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_blurb title=&#8221;Teleplak\u00e1toltad a szob\u00e1dat pozit\u00edv id\u00e9zetekkel&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#7CDA24&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_font_size=&#8221;20px&#8221; header_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Lato||||||||&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.6em&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;35px||53px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<p>m\u00e9gis azt \u00e9rzed, hogy nem jutott\u00e1l egyr\u0151l a kett\u0151re\u2026<\/p>[\/et_pb_text][et_pb_blurb title=&#8221;Pontosan tudod, hogy a j\u00f6vedelmed 10%-\u00e1t f\u00e9lre kellene tenni, mert ezt mondja minden guru &#8211; igaz, ez nem annyira siker\u00fcl, r\u00e1ad\u00e1sul a legt\u00f6bb \u201cp\u00e9nz\u00fcgyi tan\u00e1csad\u00f3\u201d csak ezt az egy tippet tudta adni, ezzel meg nem m\u00e9sz semmire&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#7CDA24&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_font_size=&#8221;20px&#8221; header_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_blurb title=&#8221;Azzal is tiszt\u00e1ban vagy, hogy vezetned kell(ene) a kiad\u00e1saidat \u00e9s a bev\u00e9teleidet, de nem \u00e9rted, hogy ez mi\u00e9rt is sz\u00e1m\u00edtana, egy\u00e9bk\u00e9nt sincs r\u00e1 id\u0151d, vagy nem jut eszedbe&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#7CDA24&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_font_size=&#8221;20px&#8221; header_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_blurb title=&#8221;Tudod, hogy nem kellene mindent megvenned, ami megtetszik, de nem tudod meg\u00e1llni, mert %22meg\u00e9rdemled%22 \u00e9s neked ez most KELL!&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#7CDA24&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_font_size=&#8221;20px&#8221; header_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_blurb title=&#8221;B\u00e1r tudod, hogy a t\u00f6bbsz\u00f6r\u00f6s\u00e9be ker\u00fcl, ha nem magadnak k\u00e9sz\u00edted, hanem rendeled a kaj\u00e1t, de ez t\u00e9nyleg sz\u00e1m\u00edtana? Ebb\u0151l m\u00e9g senki nem gazdagodott meg, enni viszont kell. Sz\u00f3val, ha \u00e9hes vagy, nem gondolkozol, csak rendelsz.&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#7CDA24&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_font_size=&#8221;20px&#8221; header_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_blurb title=&#8221;H\u00f3 v\u00e9g\u00e9n szembes\u00fclsz vele, hogy m\u00e1r megint majdnem minden p\u00e9nzed elment. Tudod, hogy sp\u00f3rolnod kellene, de m\u00e1r \u00fagyis mindegy\u2026 ha m\u00e1r l\u00fad, legyen k\u00f6v\u00e9r, elk\u00f6lt\u00f6d a marad\u00e9kot is.&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#7CDA24&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_font_size=&#8221;20px&#8221; header_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_blurb title=&#8221;Amikor m\u00e1r minden p\u00e9nzedb\u0151l kifogyt\u00e1l, k\u00e9nytelen vagy olyanokt\u00f3l k\u00f6lcs\u00f6nk\u00e9rni, akikt\u0151l nem sz\u00edvesen teszed, r\u00e1ad\u00e1sul n\u00e1lad is kevesebbet keresnek. Ki \u00e9rti ezt?&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#7CDA24&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_font_size=&#8221;20px&#8221; header_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_text admin_label=&#8221;Who We Are&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Open Sans|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#333333&#8243; header_2_font_size=&#8221;50px&#8221; header_2_line_height=&#8221;1.3em&#8221; header_6_font=&#8221;Open Sans|700||on|||||&#8221; header_6_text_align=&#8221;center&#8221; header_6_text_color=&#8221;#E02B20&#8243; header_6_font_size=&#8221;16px&#8221; custom_margin=&#8221;50px||50px||false|false&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;25px&#8221; header_2_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<h2>De hi\u00e1ba&#8230;<br \/>\u00dajra \u00e9s \u00fajra ugyanott k\u00f6tsz ki:<br \/>B\u00e1rmennyit keresel, mindig t\u00f6bb megy el.<br \/>Kifolyik a p\u00e9nz a kezeid k\u00f6z\u00fcl.<\/h2>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Lato||||||||&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.6em&#8221; header_line_height=&#8221;1.1em&#8221; width=&#8221;800px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||40px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<p><span style=\"font-weight: 400;\">Ha sz\u00e1zezer a bev\u00e9teled, akkor sz\u00e1zt\u00edz megy el.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ha 1.000.000 a bev\u00e9teled, akkor 1.100.000 megy ki.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Min\u00e9l t\u00f6bbet keresel, ann\u00e1l nagyobb ad\u00f3ss\u00e1gcsapd\u00e1ba ker\u00fclsz.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A szabads\u00e1g helyett egyre ink\u00e1bb a p\u00e9nz rabszolg\u00e1j\u00e1v\u00e1 v\u00e1lsz.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ezut\u00e1n m\u00e9g t\u00f6bb bev\u00e9telt kell el\u0151teremtened, mert fizetned kell a felhalmozott ad\u00f3ss\u00e1gokat is.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00c1lland\u00f3 stresszben \u00e9lsz. \u00d6sszerezzensz ha megcs\u00f6rren a telefon, mert azonnal arra gondolsz, hogy az\u00e9rt h\u00edv valaki, hogy fizess.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Teljesen fel\u0151rli az idegeidet, hogy nincs hatalmad a p\u00e9nz\u00fcgyeid felett.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Sz\u00e9pen lassan feladod az \u00e1lmaidat, mert egyre ink\u00e1bb el\u00e9rhetetlennek t\u0171nnek.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Lehangoltan n\u00e9zed azt, hogy m\u00e1sok milyen sikereket \u00e9rnek el, \u00e9s hogyan tudj\u00e1k el\u00e9rni, hogy t\u00f6bb p\u00e9nz\u00fck legyen mint amennyit k\u00f6ltenek.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Egy \u00f6rd\u00f6gi k\u00f6r ez, amib\u0151l \u00fagy t\u0171nik, hogy nincs ki\u00fat.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ismer\u0151s a dolog? Lehet, hogy l\u00e1tt\u00e1l m\u00e1r ilyen embert\u2026 \ud83d\ude09<\/span><\/p>[\/et_pb_text][et_pb_text admin_label=&#8221;Who We Are&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Open Sans|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#333333&#8243; header_2_font_size=&#8221;50px&#8221; header_2_line_height=&#8221;1.3em&#8221; header_6_font=&#8221;Open Sans|700||on|||||&#8221; header_6_text_align=&#8221;center&#8221; header_6_text_color=&#8221;#E02B20&#8243; header_6_font_size=&#8221;16px&#8221; custom_margin=&#8221;100px||50px|||&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;25px&#8221; header_2_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<h2><b>Val\u00f3j\u00e1ban egy alv\u00e1szavaros \u00e9s t\u00e9riszonyos pil\u00f3ta vagy p\u00e9nz\u00fcgyi tekintetben<\/b><\/h2>\n<p><b><\/b><\/p>\n<p><b><\/b><\/p>\n<h2><b>Hogy micsoda?<\/b><\/h2>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_text_align=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<h2 style=\"text-align: center;\">Elmagyar\u00e1zom&#8230;<\/h2>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Lato||||||||&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.6em&#8221; header_line_height=&#8221;1.1em&#8221; header_2_line_height=&#8221;1.3em&#8221; width=&#8221;800px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||40px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<p>K\u00e9pzelj el valakit, akinek az az \u00e1lma, hogy rep\u00fcl\u0151g\u00e9pet vezessen. Minden t\u0151le telhet\u0151t megtesz. Rengeteget tanul az aerodimanik\u00e1r\u00f3l, a navig\u00e1ci\u00f3r\u00f3l. Az \u00f6sszes k\u00f6nyvet fejb\u0151l tudja. T\u00f6bbezer \u00f3r\u00e1t t\u00f6lt szimul\u00e1torban. Nincs senki aki n\u00e1la t\u00f6bbet vagy jobban tudna.<\/p>\n<p>Csak felsz\u00e1llni k\u00e9ptelen\u2026<\/p>\n<p>A fej\u00e9ben egy kikapcsolhatatlan f\u00e9lelem uralkodik: t\u00e9riszonyos. S ha ez nem lenne el\u00e9g, m\u00e9g alv\u00e1szavaros is: a f\u00e9lelem \u00e9s stressz hat\u00e1s\u00e1ra random m\u00f3don elalszik.<\/p>\n<p>Ez nagyon groteszk \u00edgy, igaz?<\/p>\n<p>Egy pil\u00f3ta, aki nem sz\u00e1rnyalhat, mert visszatartj\u00e1k a megb\u00faj\u00f3 f\u00e9lelmei \u00e9s k\u00e9nyszerei\u2026<\/p>\n<p>Ott \u00e1ll a kifut\u00f3p\u00e1ly\u00e1n \u00e9s nem tud felsz\u00e1llni. Hi\u00e1ba tanult, hi\u00e1ba gyakorolt, a v\u00e9gkifejlet, a leveg\u0151ben meg\u00e9lhet\u0151 teljes, v\u00e9gtelen szabads\u00e1g nem adatik meg neki minden igyekezete ellen\u00e9re sem.<\/p>\n<p>&nbsp;<\/p>\n<h2 style=\"text-align: center;\"><strong>De mi k\u00f6ze ennek a te p\u00e9nz\u00fcgyeidhez?<\/strong><\/h2>\n<p>&nbsp;<\/p>\n<p>Addig, am\u00edg a m\u00faltad, a f\u00e9lelmeid az utadban \u00e1llnak, b\u00e1rmit tanulhatsz a p\u00e9nz\u00fcgyekr\u0151l, nem fogsz tudni egyr\u0151l a kett\u0151re jutni.<\/p>\n<p>N\u00e9zz\u00fcnk ehhez egy hasonlatot:<\/p>\n<p>Hasonl\u00edtsuk a p\u00e9nz\u00fcgyeket egy n\u00e9gyl\u00e1b\u00fa sz\u00e9khez, mivel 4 t\u00e9nyez\u0151re van sz\u00fcks\u00e9ged ahhoz, hogy sikeres legy\u00e9l a p\u00e9nz\u00fcgyekben.<\/p>\n<p>Ebb\u0151l kett\u0151 l\u00e1that\u00f3, kett\u0151 pedig a felsz\u00edn alatt van.<\/p>\n<p>Ahol az egyik l\u00e1b az a tud\u00e1s, ahogyan &#8211; amivel megteremted a bev\u00e9telt. (Ez lehet a munk\u00e1d ut\u00e1n j\u00e1r\u00f3 fizet\u00e9sed, a c\u00e9gedb\u0151l befoly\u00f3 bev\u00e9tel, vagy a befektet\u00e9seid hozama.)<\/p>\n<p>A m\u00e1sik l\u00e1b az a tud\u00e1s, ahogyan beosztod a p\u00e9nzt\u00a0 (a legt\u00f6bbb p\u00e9nz\u00fcgyi k\u00e9pz\u00e9s erre helyezi a hangs\u00falyt)<\/p>\n<p>A harmadik l\u00e1b a f\u00e9lemeid lek\u00fczd\u00e9se (vannak-e vagy nincsenek g\u00e1tl\u00e1said \u00e9s f\u00e9lelmeid azzal kapcsolatban, hogy ismertt\u00e9 merd tenni magadat \u00e9s a tud\u00e1sodat m\u00e1sok el\u0151tt)<\/p>\n<p>A negyedik l\u00e1b a k\u00e9nyszereid lek\u00fczd\u00e9se (k\u00f6ltekez\u00e9si k\u00e9nyszer, amikor hi\u00e1nyzik a p\u00e9nz\u00fcgyi fegyelem, meggondolatlanul sz\u00f3rod a p\u00e9nzt)<\/p>\n<p>Az emberek anyagi probl\u00e9m\u00e1j\u00e1t ez a n\u00e9gy dolog okozhatja.<\/p>\n<p>\u00c9s itt j\u00f6ssz be Te a k\u00e9pbe, mivel Te is &#8211; mint a legt\u00f6bben &#8211; a sz\u00e9kednek csak egy &#8211; k\u00e9t l\u00e1b\u00e1n pr\u00f3b\u00e1lsz egyens\u00falyozni. \u00c9s ez\u00e9rt id\u0151nk\u00e9nt (lehet, hogy minden h\u00f3napban) anyagilag hanyattv\u00e1g\u00f3dsz.<\/p>\n<p>Az csak a kisebbik probl\u00e9ma, ha nincs meg a val\u00f3di tud\u00e1sod, hogy hogyan oszd be a p\u00e9nzt. Lehet, hogy van egy csom\u00f3 adat a fejedben, abb\u00f3l a rak\u00e1s k\u00f6nyvb\u0151l, tanfolyamr\u00f3l \u00e9s tan\u00e1csad\u00f3t\u00f3l. De az is lehet, hogy nincs.<\/p>\n<p>A nagyobbik probl\u00e9ma az, hogy val\u00f3sz\u00edn\u0171leg nem vagy t\u00f6k\u00e9letesen ura a f\u00e9lelmeidnek, hogy merd magadat igaz\u00e1n sz\u00e9les k\u00f6rben ismertt\u00e9 tenni, \u00e9s megk\u00e9rni a saj\u00e1t \u00e1radat.<\/p>\n<p>Nem vagy el\u00e9g magabiztos abban, hogy merj a t\u00e9ged megillet\u0151 anyagi jussr\u00f3l szemrebben\u00e9s n\u00e9lk\u00fcl t\u00e1rgyalni. Egyszer\u0171en nem vagy t\u00f6k\u00e9letesen magabiztos. Nem b\u00edzol igaz\u00e1n vagy a szem\u00e9lyes \u00e9rt\u00e9keidben, vagy az elv\u00e9gzett munk\u00e1d \u00e9rt\u00e9k\u00e9ben, esetleg egyikben sem.<\/p>\n<p>Igaz\u00e1b\u00f3l ez a ter\u00fclet f\u00e9lelemmel t\u00f6lt el, m\u00e9g ha igyekszel is nem venni tudom\u00e1st r\u00f3la. (A pil\u00f3t\u00e1s hasonlathoz visszat\u00e9rve, ez lenne a t\u00e9riszony.)<\/p>\n<p>A leges-legnagyobb probl\u00e9m\u00e1d pedig, hogy nem tudsz uralkodni magadon. \u00c9geti a zsebedet a p\u00e9nz, musz\u00e1j elk\u00f6ltened. Hi\u00e1nyzik a p\u00e9nz\u00fcgyi fegyelem (A pil\u00f3t\u00e1s hasonlathoz visszat\u00e9rve, ez lenne a alv\u00e1szavar a Te esetedben. Lekapcsol az elm\u00e9d kontroll funkci\u00f3ja, pont akkor, amikor a legink\u00e1bb sz\u00fcks\u00e9g lenne r\u00e1. Egyszer\u0171en \u201celalszol\u201d a p\u00e9nz\u00fcgyeid felett).<\/p>\n<p>De ennek nem musz\u00e1j \u00edgy lennie.<\/p>[\/et_pb_text][et_pb_text admin_label=&#8221;Who We Are&#8221; _builder_version=&#8221;4.17.0&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Open Sans|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#333333&#8243; header_2_font_size=&#8221;50px&#8221; header_2_line_height=&#8221;1.3em&#8221; header_6_font=&#8221;Open Sans|700||on|||||&#8221; header_6_text_align=&#8221;center&#8221; header_6_text_color=&#8221;#E02B20&#8243; header_6_font_size=&#8221;16px&#8221; custom_margin=&#8221;100px||50px|||&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;30px&#8221; header_2_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<h2>M\u00e1shogy is alakulhat az \u00e9leted<\/h2>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.17.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Lato|700|||||||&#8221; text_font_size=&#8221;22px&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;30px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<p><span style=\"font-weight: 400;\">Ahol\u2026<\/span><\/p>[\/et_pb_text][et_pb_blurb title=&#8221;Nem kell agg\u00f3dnod a p\u00e9nz miatt (mert mindig lesz el\u00e9g, t\u00f6bb is, mint amennyire sz\u00fcks\u00e9ged van)&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x52;||divi||400&#8243; icon_color=&#8221;#ffcc00&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; content_max_width=&#8221;750px&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_font_size=&#8221;22px&#8221; header_line_height=&#8221;1.5em&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_blurb title=&#8221;Nem kell agg\u00f3dnod, hogy \u00fcld\u00f6zni fognak a hitelez\u0151id.&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x52;||divi||400&#8243; icon_color=&#8221;#ffcc00&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; content_max_width=&#8221;750px&#8221; _builder_version=&#8221;4.17.0&#8243; _module_preset=&#8221;default&#8221; header_font_size=&#8221;22px&#8221; header_line_height=&#8221;1.5em&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_blurb title=&#8221;Nem leszel \u00e1lland\u00f3 nyom\u00e1s alatt a fizetetlen sz\u00e1ml\u00e1k miatt.&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x52;||divi||400&#8243; icon_color=&#8221;#ffcc00&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; content_max_width=&#8221;750px&#8221; _builder_version=&#8221;4.17.0&#8243; _module_preset=&#8221;default&#8221; header_font_size=&#8221;22px&#8221; header_line_height=&#8221;1.5em&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_blurb title=&#8221;Nem kell \u00e1lmatlanul forgol\u00f3dnod amiatt, hogy a gyermeked a rossz p\u00e9ld\u00e1t fogja k\u00f6vetni, \u00e9s egy \u00e9leten \u00e1t k\u00fczdeni fog a p\u00e9nzhi\u00e1nnyal.&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x52;||divi||400&#8243; icon_color=&#8221;#ffcc00&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; content_max_width=&#8221;750px&#8221; _builder_version=&#8221;4.17.0&#8243; _module_preset=&#8221;default&#8221; header_font_size=&#8221;22px&#8221; header_line_height=&#8221;1.5em&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_blurb title=&#8221;Nem a p\u00e9nz fog ir\u00e1ny\u00edtani T\u00e9ged, hanem Te a p\u00e9nzt.&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x52;||divi||400&#8243; icon_color=&#8221;#ffcc00&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; content_max_width=&#8221;750px&#8221; _builder_version=&#8221;4.17.0&#8243; _module_preset=&#8221;default&#8221; header_font_size=&#8221;22px&#8221; header_line_height=&#8221;1.5em&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_blurb title=&#8221;Biztons\u00e1gban lesz a csal\u00e1dod, mert b\u00e1rmilyen helyzet ad\u00f3dik, mindig lesz b\u0151s\u00e9ges tartal\u00e9k.&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x52;||divi||400&#8243; icon_color=&#8221;#ffcc00&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; content_max_width=&#8221;750px&#8221; _builder_version=&#8221;4.17.0&#8243; _module_preset=&#8221;default&#8221; header_font_size=&#8221;22px&#8221; header_line_height=&#8221;1.5em&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_blurb title=&#8221;Szabadabb\u00e1 v\u00e1lsz. B\u0151ven lesz id\u0151d a csal\u00e1dodra, a hobbidra, a bar\u00e1taidra.&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x52;||divi||400&#8243; icon_color=&#8221;#ffcc00&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; content_max_width=&#8221;750px&#8221; _builder_version=&#8221;4.17.0&#8243; _module_preset=&#8221;default&#8221; header_font_size=&#8221;22px&#8221; header_line_height=&#8221;1.5em&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_blurb title=&#8221;M\u00e1sok fognak t\u00e9ged irigykedve n\u00e9zni, mert olyan \u00e9letsz\u00ednvonalon fogsz \u00e9lni, amir\u0151l \u0151k csak \u00e1lmodnak.&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x52;||divi||400&#8243; icon_color=&#8221;#ffcc00&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; content_max_width=&#8221;750px&#8221; _builder_version=&#8221;4.17.0&#8243; _module_preset=&#8221;default&#8221; header_font_size=&#8221;22px&#8221; header_line_height=&#8221;1.5em&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_blurb title=&#8221;\u00c9rteni fogod a p\u00e9nz term\u00e9szeti t\u00f6rv\u00e9nyeit, ez\u00e9rt b\u00e1rmilyen helyzet mer\u00fcl fel, pontosan tudni fogod, mit kell tenned.&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x52;||divi||400&#8243; icon_color=&#8221;#ffcc00&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; content_max_width=&#8221;750px&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_font_size=&#8221;22px&#8221; header_line_height=&#8221;1.5em&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_button button_url=&#8221;#jelentkezes&#8221; button_text=&#8221;\u00c9rdekel&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;Know How&#8221; _builder_version=&#8221;4.17.3&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;21px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#ffcc00&#8243; button_border_width=&#8221;0px&#8221; button_border_color=&#8221;#d4af37&#8243; button_border_radius=&#8221;100px&#8221; button_letter_spacing=&#8221;2px&#8221; button_font=&#8221;Open Sans|700||on|||||&#8221; button_use_icon=&#8221;off&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;15px|40px|15px|40px|true|true&#8221; button_text_color_last_edited=&#8221;off|desktop&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_color=&#8221;rgba(255,255,255,0)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#f2c23e&#8221; button_text_color__hover_enabled=&#8221;off|hover&#8221; box_shadow_color__hover_enabled=&#8221;on|hover&#8221; box_shadow_color__hover=&#8221;rgba(255,255,255,0.4)&#8221; button_border_color__hover_enabled=&#8221;on|desktop&#8221; button_border_color__hover=&#8221;#d4af37&#8243; button_bg_enable_color__hover=&#8221;on&#8221;][\/et_pb_button][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Lato|700|||||||&#8221; text_font_size=&#8221;22px&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;30px||||false|false&#8221; text_font_size_tablet=&#8221;22px&#8221; text_font_size_phone=&#8221;22px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;&#8221; text_line_height_phone=&#8221;1.6em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<p><span style=\"font-weight: 400;\">Meg fogom mutatni, hogyan tudod ezt el\u00e9rni, de el\u0151bb n\u00e9zz\u00fck meg, hogy&#8230;<\/span><\/p>[\/et_pb_text][et_pb_text admin_label=&#8221;Who We Are&#8221; _builder_version=&#8221;4.17.0&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Open Sans|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#333333&#8243; header_2_font_size=&#8221;50px&#8221; header_2_line_height=&#8221;1.3em&#8221; header_6_font=&#8221;Open Sans|700||on|||||&#8221; header_6_text_align=&#8221;center&#8221; header_6_text_color=&#8221;#E02B20&#8243; header_6_font_size=&#8221;16px&#8221; custom_margin=&#8221;100px||50px|||&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;30px&#8221; header_2_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<h2>Mi volt az a h\u00e1rom f\u0151 ok, ami\u00e9rt eddig kudarcot vallott\u00e1l ezen a ter\u00fcleten?<\/h2>[\/et_pb_text][et_pb_blurb title=&#8221;A k\u00f6rnyezet&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xf138;||fa||900&#8243; icon_color=&#8221;#ffcc00&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; content_max_width=&#8221;750px&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|600|||||||&#8221; header_font_size=&#8221;22px&#8221; header_line_height=&#8221;1.5em&#8221; body_font_size=&#8221;20px&#8221; body_line_height=&#8221;1.5em&#8221; custom_margin=&#8221;||29px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<p>Feltehet\u0151en olyan k\u00f6rnyezetben n\u0151tt\u00e9l fel, ahol az anyagi probl\u00e9m\u00e1k mindennaposak voltak. Azokat a mint\u00e1kat tanultad meg, ahogyan a csal\u00e1dod, a bar\u00e1taid b\u00e1ntak a p\u00e9nzzel. \u00c9s ha \u0151k sikertelenek voltak ezen a t\u00e9ren, akkor ezekkel a mint\u00e1kkal Te is csak ezt v\u00e1rhatod. Nem tanultad meg, hogyan m\u0171k\u00f6dik a p\u00e9nz. Tanult\u00e1l viszont olyan dolgokat, amik f\u00e9lrevezetnek, \u00e9s ezek miatt hib\u00e1s d\u00f6nt\u00e9seket hozol a p\u00e9nzeddel kapcsolatban. De nyugi, van megold\u00e1s arra, hogy kit\u00f6rj ebb\u0151l\u2026<\/p>[\/et_pb_blurb][et_pb_blurb title=&#8221;T\u00fals\u00e1gosan szabad k\u00f6ltekez\u00e9s&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xf138;||fa||900&#8243; icon_color=&#8221;#ffcc00&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; content_max_width=&#8221;750px&#8221; _builder_version=&#8221;4.17.0&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|600|||||||&#8221; header_font_size=&#8221;22px&#8221; header_line_height=&#8221;1.5em&#8221; body_font_size=&#8221;20px&#8221; body_line_height=&#8221;1.5em&#8221; custom_margin=&#8221;||29px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<p><span style=\"font-weight: 400;\">Tal\u00e1n hallottad m\u00e1r azt a kifejez\u00e9st, hogy \u201c\u00e9geti a zseb\u00e9t a p\u00e9nz\u201d. Ez annyit jelent, hogy amikor van p\u00e9nz, akkor szabadabban, meggondolatlanul k\u00f6ltekezel, \u00e9s \u00edgy elsz\u00f3rod azt a p\u00e9nzt, amire k\u00e9s\u0151bb sz\u00fcks\u00e9ged lenne. \u00cdgy hull\u00e1mz\u00f3an hol van p\u00e9nzed, hol nincs. Erre is van megold\u00e1s\u2026<\/span><\/p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Motiv\u00e1ci\u00f3 hi\u00e1nya&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xf138;||fa||900&#8243; icon_color=&#8221;#ffcc00&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; content_max_width=&#8221;750px&#8221; _builder_version=&#8221;4.17.0&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|600|||||||&#8221; header_font_size=&#8221;22px&#8221; header_line_height=&#8221;1.5em&#8221; body_font_size=&#8221;20px&#8221; body_line_height=&#8221;1.5em&#8221; custom_margin=&#8221;||29px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<p><span style=\"font-weight: 400;\">A motiv\u00e1ci\u00f3d a p\u00e9nzkeres\u00e9sre csak addig \u00e9l, ameddig megvan az a minimum p\u00e9nz, ami val\u00f3ban sz\u00fcks\u00e9ges a mindennapokhoz. Amikor kev\u00e9s a p\u00e9nzed, akkor beleh\u00fazol \u00e9s dolgozol ezerrel. Viszont amint megvan a p\u00e9nz, valahogy al\u00e1bbhagy a munkakedv, \u00e9s ink\u00e1bb olyan tev\u00e9kenys\u00e9gek fel\u00e9 fordulsz, amikkel j\u00f3l \u00e9rzed magad, de nem hoznak neked bev\u00e9telt.<\/span><\/p>[\/et_pb_blurb][et_pb_text admin_label=&#8221;Who We Are&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|700|||||||&#8221; header_text_align=&#8221;center&#8221; header_font_size=&#8221;45px&#8221; header_line_height=&#8221;1.5em&#8221; header_2_font=&#8221;Open Sans|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#333333&#8243; header_2_font_size=&#8221;50px&#8221; header_2_line_height=&#8221;1.3em&#8221; header_6_font=&#8221;Open Sans|700||on|||||&#8221; header_6_text_align=&#8221;center&#8221; header_6_text_color=&#8221;#E02B20&#8243; header_6_font_size=&#8221;16px&#8221; custom_margin=&#8221;100px||50px|||&#8221; custom_margin_tablet=&#8221;100px||50px|||&#8221; custom_margin_phone=&#8221;100px||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; header_font_size_tablet=&#8221;35px&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;30px&#8221; header_2_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<h1>Am\u00edg ezek a gondolatok \u00e9s \u00e9rz\u00e9sek uralj\u00e1k az \u00e9letedet, addig be leszel z\u00e1rva a sz\u0171k\u00f6ss\u00e9g ketrec\u00e9be, \u00e9s egyik napr\u00f3l a m\u00e1sikra fogsz \u00e9lni<\/h1>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.17.0&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1350px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Lato|700|||||||&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.6em&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;30px||||false|false&#8221; custom_margin_tablet=&#8221;30px||||false|false&#8221; custom_margin_phone=&#8221;0px||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<p><span style=\"font-weight: 400;\">Amikor az emberek sz\u00e1mtalanszor kudarcot vallanak valamiben, akkor hajlamosak mindenf\u00e9le \u201ek\u00f6nny\u0171 utakat\u201d, \u00e9s furcsa \u201emegold\u00e1sokat\u201d keresni. Ilyen pl. az, hogy \u201ebevonzom a p\u00e9nzt\u201d. Egyetlen tehet\u0151s embert sem ismerek (\u00e9s szerintem Te sem), akik csak \u00fagy bevonzott\u00e1k a gazdags\u00e1gukat.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ez csak azoknak az \u00edr\u00f3knak \u00e9s tr\u00e9nereknek j\u00f3, akik \u00edgy a naiv t\u00f6megre r\u00e1s\u00f3zz\u00e1k a k\u00f6nyveiket \u00e9s k\u00e9pz\u00e9seiket. Ezek az emberek arra v\u00e1gynak, hogy k\u00f6nnyen p\u00e9nzhez jussanak, \u00e9s ez\u00e9rt elhisznek mindent, ami ezt \u00edg\u00e9ri nekik.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A lott\u00f3 \u00f6t\u00f6st is sokan szeretn\u00e9k megnyerni, de csak nagy ritk\u00e1n<br \/>siker\u00fcl egy-egy embernek. Enn\u00e9l az\u00e9rt biztosabb m\u00f3dszer is l\u00e9tezik az anyagi j\u00f3l\u00e9thez.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">N\u00e9zz\u00fck meg, hogy mi a kivezet\u0151 \u00fat ebb\u0151l a csapd\u00e1b\u00f3l:<\/span><\/p>[\/et_pb_text][et_pb_blurb title=&#8221;A fokozatoss\u00e1g elve&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x52;||divi||400&#8243; icon_color=&#8221;#ffcc00&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; content_max_width=&#8221;750px&#8221; _builder_version=&#8221;4.17.0&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|600|||||||&#8221; header_font_size=&#8221;22px&#8221; header_line_height=&#8221;1.5em&#8221; body_font_size=&#8221;20px&#8221; body_line_height=&#8221;1.5em&#8221; custom_margin=&#8221;||29px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<p><span style=\"font-weight: 400;\">Meg kell tanulnod \u00e9s meg kell \u00e9rtened, hogy a p\u00e9nz milyen term\u00e9szeti t\u00f6rv\u00e9nyek szerint m\u0171k\u00f6dik. De ezt csak <strong>l\u00e9p\u00e9sr\u0151l l\u00e9p\u00e9sre<\/strong> tudod megtanulni. \u00dagy, hogy mindig a k\u00f6vetkez\u0151 l\u00e9pcs\u0151fokra teszed fel a l\u00e1bad. Egy 10 emeletes h\u00e1z legfels\u0151 szint\u00e9re sem tudsz egy ugr\u00e1ssal felugrani, viszont <strong>a l\u00e9pcs\u0151k\u00f6n fel tudsz s\u00e9t\u00e1lni<\/strong>. M\u00e9g ha eleinte kapkodod is a leveg\u0151t, egy id\u0151 ut\u00e1n m\u00e1r k\u00e9nyelmesen megoldod a helyzetet. Ugyan\u00edgy a p\u00e9nz\u00fcgyeidben sem m\u00e1r\u00f3l holnapra leszel sikeres, hanem l\u00e9p\u00e9senk\u00e9nt kitart\u00e1ssal \u00e9s gyakorl\u00e1ssal.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A gondolkod\u00e1sm\u00f3dod nem egy kapcsol\u00f3 megnyom\u00e1s\u00e1val alak\u00edthat\u00f3 \u00e1t.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">L\u00e9p\u00e9sr\u0151l, l\u00e9p\u00e9sre tanulod meg, az \u00faj gondolkod\u00e1sm\u00f3dot. \u00c9s ennek nyom\u00e1n fogsz tudni \u00fagy viselkedni, hogy el\u00e9rd a teljes anyagi szabads\u00e1got.<\/span><\/p>[\/et_pb_blurb][et_pb_blurb title=&#8221;A p\u00e9nz\u00fcgyeid megtervez\u00e9se&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x52;||divi||400&#8243; icon_color=&#8221;#ffcc00&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; content_max_width=&#8221;750px&#8221; _builder_version=&#8221;4.17.0&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|600|||||||&#8221; header_font_size=&#8221;22px&#8221; header_line_height=&#8221;1.5em&#8221; body_font_size=&#8221;20px&#8221; body_line_height=&#8221;1.5em&#8221; custom_margin=&#8221;||29px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<p><span style=\"font-weight: 400;\">Ha l\u00e1tod magad el\u0151tt az utat, ha tudod, hogy hol j\u00e1rsz, \u00e9s hova szeretn\u00e9l eljutni, akkor k\u00f6nnyebb lesz legy\u0151zni a k\u00f6ltekez\u00e9si k\u00e9nyszert.<\/span><\/p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Re\u00e1lis c\u00e9lok kit\u0171z\u00e9se&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x52;||divi||400&#8243; icon_color=&#8221;#ffcc00&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;30px&#8221; content_max_width=&#8221;750px&#8221; _builder_version=&#8221;4.17.0&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|600|||||||&#8221; header_font_size=&#8221;22px&#8221; header_line_height=&#8221;1.5em&#8221; body_font_size=&#8221;20px&#8221; body_line_height=&#8221;1.5em&#8221; custom_margin=&#8221;||29px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<p><span style=\"font-weight: 400;\">Lehet, hogy m\u00e1r sz\u00e1zszor hallottad, hogy t\u0171zz ki c\u00e9lokat, de ha m\u00e9g mindig probl\u00e9m\u00e1d van a motiv\u00e1ci\u00f3val, akkor val\u00f3sz\u00edn\u0171, hogy m\u00e9g soha nem mutatt\u00e1k meg neked azt, hogy ezt hogyan kell j\u00f3l csin\u00e1lni. Ha rosszul csin\u00e1lod, akkor c\u00e9lkit\u0171z\u00e9s helyett csak \u00e1lmodoz\u00e1s lesz bel\u0151le, motiv\u00e1ci\u00f3 n\u00e9lk\u00fcl pedig nem fogsz t\u00fal messzire jutni az \u00e9leted egyik ter\u00fclet\u00e9n sem.<\/span><\/p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/penztervezes.hu\/landing-page\/wp-content\/uploads\/2022\/05\/coins-grass.jpg&#8221; title_text=&#8221;coins-grass&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;#jelentkezes&#8221; 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box_shadow_color__hover=&#8221;rgba(255,255,255,0.4)&#8221; button_border_color__hover_enabled=&#8221;on|desktop&#8221; button_border_color__hover=&#8221;#d4af37&#8243; button_bg_enable_color__hover=&#8221;on&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#101240&#8243; background_enable_image=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.17.1&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1350px&#8221; custom_css_main_element=&#8221;display: flex;||align-items: center;||flex-wrap: wrap;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Want That Uplift?&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Open Sans|700|||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;58px&#8221; header_line_height=&#8221;1.3em&#8221; header_2_font=&#8221;Open Sans|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; header_2_font_size=&#8221;50px&#8221; header_2_line_height=&#8221;1.3em&#8221; header_6_font=&#8221;Open Sans|700||on|||||&#8221; header_6_text_align=&#8221;center&#8221; header_6_text_color=&#8221;#f7c222&#8243; header_6_font_size=&#8221;16px&#8221; header_font_size_tablet=&#8221;58px&#8221; header_font_size_phone=&#8221;35px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; header_2_text_align_tablet=&#8221;center&#8221; header_2_text_align_phone=&#8221;&#8221; header_2_text_align_last_edited=&#8221;on|tablet&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;28px&#8221; header_2_font_size_last_edited=&#8221;on|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<h6>A megold\u00e1s<\/h6>\n<h1>Elk\u00e9sz\u00edtett\u00fcnk Neked ehhez egy tanfolyamot, amit MOST ingyen elkezdhetsz:<\/h1>\n<h2><span style=\"color: #ffcc00;\">Az anyagi f\u00fcggetlens\u00e9ghez vezet\u0151 7 l\u00e9pcs\u0151fok<\/span><\/h2>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.6em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||50px|||&#8221; global_colors_info=&#8221;{}&#8221;]<p><span style=\"font-weight: 400;\">N\u00e9zz\u00fck meg ezeket a l\u00e9pcs\u0151fokokat egyenk\u00e9nt.<br \/>Els\u0151 l\u00e9p\u00e9sk\u00e9nt ismerd fel, hogy melyik l\u00e9pcs\u0151fokon \u00e1llsz jelenleg.<\/span><\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1350px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||200px|&#8221; custom_padding=&#8221;0px|0px|0px|0px&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;40px&#8221; box_shadow_blur=&#8221;50px&#8221; box_shadow_spread=&#8221;0px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.1)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;40px|40px|40px|40px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;25px&#8221; text_line_height=&#8221;1.4em&#8221; global_colors_info=&#8221;{}&#8221;]<p><strong>0. Kil\u00e1t\u00e1stalans\u00e1g, a j\u00f6v\u0151 hi\u00e1nya<\/strong><\/p>[\/et_pb_text][et_pb_divider color=&#8221;#ffcc00&#8243; divider_weight=&#8221;3px&#8221; disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;80px&#8221; module_alignment=&#8221;left&#8221; height=&#8221;10px&#8221; custom_margin=&#8221;||20px|&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;||50px|||&#8221; global_colors_info=&#8221;{}&#8221;]<p>Ez az az \u00e1llapot, amikor h\u00f3napr\u00f3l-h\u00f3napra \u00e9lsz. Itt val\u00f3j\u00e1ban m\u00e9g el sem indult\u00e1l semmilyen \u00faton. \u00c9ppen a minim\u00e1lis meg\u00e9lhet\u00e9st tudod biztos\u00edtani, de ha b\u00e1rmi v\u00e1ratlan kiad\u00e1s j\u00f6n, akkor az probl\u00e9m\u00e1t okoz. Valakit\u0151l vagy valahonnan hitelt\/k\u00f6lcs\u00f6nt kell szerezned, amit nehezen tudsz visszafizetni.<\/p>\n<p>El\u0151bb-ut\u00f3bb ad\u00f3ss\u00e1gcsapd\u00e1ba ker\u00fclhetsz mert az ad\u00f3ss\u00e1got is csak egy m\u00e1sik ad\u00f3ss\u00e1gb\u00f3l tudod visszafizetni.<\/p>\n<p>Nincs rem\u00e9ny arra, hogy a helyzet jelent\u0151sen v\u00e1ltozni fog. Nem l\u00e1tsz re\u00e1lis es\u00e9lyt arra, hogy b\u00e1rmin is v\u00e1ltoztatni tudsz.<\/p>\n<p>Lehet, hogy a jelenlegi p\u00e9nz\u00fcgyi helyzeteden pillanatnyilag tudsz v\u00e1ltoztatni, lehet, hogy id\u0151legesen meg tudod oldani a probl\u00e9m\u00e1t, de hossz\u00fat\u00e1von egyre csak rosszabb lesz.<\/p>[\/et_pb_text][et_pb_button button_url=&#8221;#jelentkezes&#8221; button_text=&#8221;\u00c9rdekel&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;Know How&#8221; _builder_version=&#8221;4.17.3&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;21px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#ffcc00&#8243; button_border_width=&#8221;0px&#8221; button_border_color=&#8221;#d4af37&#8243; button_border_radius=&#8221;100px&#8221; button_letter_spacing=&#8221;2px&#8221; button_font=&#8221;Open Sans|700||on|||||&#8221; button_use_icon=&#8221;off&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;15px|40px|15px|40px|true|true&#8221; button_text_color_last_edited=&#8221;off|desktop&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_color=&#8221;rgba(255,255,255,0)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#f2c23e&#8221; button_text_color__hover_enabled=&#8221;off|hover&#8221; box_shadow_color__hover_enabled=&#8221;on|hover&#8221; box_shadow_color__hover=&#8221;rgba(255,255,255,0.4)&#8221; button_border_color__hover_enabled=&#8221;on|desktop&#8221; button_border_color__hover=&#8221;#d4af37&#8243; button_bg_enable_color__hover=&#8221;on&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/penztervezes.hu\/landing-page\/wp-content\/uploads\/2022\/05\/level0.jpg&#8221; title_text=&#8221;level0&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1350px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||200px|&#8221; custom_padding=&#8221;0px|0px|0px|0px&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;40px&#8221; box_shadow_blur=&#8221;50px&#8221; box_shadow_spread=&#8221;0px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.1)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/penztervezes.hu\/landing-page\/wp-content\/uploads\/2022\/05\/level1.jpg&#8221; title_text=&#8221;level1&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; custom_padding=&#8221;40px|40px|||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;25px&#8221; text_line_height=&#8221;1.6em&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;|||20px|false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; text_orientation_last_edited=&#8221;off|phone&#8221; global_colors_info=&#8221;{}&#8221;]<p><strong>1. F\u00fcgg\u0151s\u00e9g<\/strong><\/p>[\/et_pb_text][et_pb_divider color=&#8221;#ffcc00&#8243; divider_weight=&#8221;3px&#8221; disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;80px&#8221; module_alignment=&#8221;left&#8221; height=&#8221;10px&#8221; custom_margin=&#8221;||20px|&#8221; custom_margin_tablet=&#8221;||20px|&#8221; custom_margin_phone=&#8221;||20px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;|||0px|false|false&#8221; custom_padding_tablet=&#8221;|||0px|false|false&#8221; custom_padding_phone=&#8221;|||20px|false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;||50px|||&#8221; custom_margin_tablet=&#8221;||50px|||&#8221; custom_margin_phone=&#8221;||50px|20px|false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<p><span style=\"font-weight: 400;\">Ez az az \u00e1llapot, amikor pont annyit keresel, amib\u0151l a mindennapi sz\u00fcks\u00e9gleteidet meg tudod oldani. Tudod fizetni a tartoz\u00e1saidat. De tov\u00e1bbra is h\u00f3napr\u00f3l h\u00f3napra \u00e9lsz. Nagyobb kiad\u00e1sokat csak hitelb\u0151l vagy k\u00f6lcs\u00f6nb\u0151l tudsz megoldani, ami ut\u00e1na azt k\u00edv\u00e1nja t\u0151led, hogy cs\u00f6kkentsd a sz\u00fcks\u00e9gleteidet \u00e9s feladd a v\u00e1gyaidat.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Arra nem l\u00e1tsz re\u00e1lis es\u00e9lyt, hogy egy nagyobb kiad\u00e1st hitel n\u00e9lk\u00fcl oldj meg.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">J\u00f3l elvagy, am\u00edg semmi v\u00e1ratlan nem t\u00f6rt\u00e9nik. De ez az \u00e1llapot t\u00f6r\u00e9keny. Nem tudsz f\u00e9lretenni. Ha megbetegszel kevesebb p\u00e9nz j\u00f6n a h\u00e1zhoz, vagy elveszted az \u00e1ll\u00e1sodat vagy valami \u201enagy dolog&#8221; t\u00f6rt\u00e9nik:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">bel\u00e9d rohan valaki az \u00faton \u00e9s tot\u00e1lk\u00e1ros lesz a kocsid.<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">egy vihar megrong\u00e1lja a tet\u0151t, net\u00e1n a szomsz\u00e9d \u00e1ztat el teljesen.<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">a csal\u00e1dban t\u00f6rt\u00e9nik valami komolyabb eg\u00e9szs\u00e9g\u00fcgyi probl\u00e9ma.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">akkor viszonylag gyorsan leker\u00fclhetsz a 0-\u00e1s szintre.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">F\u00e9lretenni a j\u00f6v\u0151beni c\u00e9ljaidra pedig m\u00e9g es\u00e9lyed sincs.<\/span><\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1350px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||200px|&#8221; custom_padding=&#8221;0px|0px|0px|0px&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;40px&#8221; box_shadow_blur=&#8221;50px&#8221; box_shadow_spread=&#8221;0px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.1)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;40px|40px|40px|40px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;25px&#8221; text_line_height=&#8221;1.5em&#8221; global_colors_info=&#8221;{}&#8221;]<p><strong>2. L\u00e1tsz\u00f3lagos stabilit\u00e1s:<br \/>Fizet\u0151k\u00e9pess\u00e9g\/\u00d6n\u00e1ll\u00f3s\u00e1g<\/strong><\/p>[\/et_pb_text][et_pb_divider color=&#8221;#ffcc00&#8243; divider_weight=&#8221;3px&#8221; disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;80px&#8221; module_alignment=&#8221;left&#8221; height=&#8221;10px&#8221; custom_margin=&#8221;||20px|&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;||15px|||&#8221; global_colors_info=&#8221;{}&#8221;]<p><span style=\"font-weight: 400;\">Ez az az \u00e1llapot, ahol <\/span><span style=\"font-weight: 400;\">kicsivel t\u00f6bbet keresel, mint amennyit a meg\u00e9lhet\u00e9sedre ford\u00edtasz. F\u00e9lreteszel vagy t\u00f6rleszted az ad\u00f3ss\u00e1god.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">K\u00e9pes vagy k\u00fcls\u0151 seg\u00edts\u00e9g n\u00e9lk\u00fcl is teljes\u00edteni a p\u00e9nz\u00fcgyi k\u00f6telezetts\u00e9geidet.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">De sajnos az\u00e9rt nem vagy el\u00e9g stabil. M\u00e9g b\u00e1rmikor visszacs\u00faszhatsz az 1-es vagy a 0-\u00e1s szintre.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ha nagyobb probl\u00e9m\u00e1t kell kezelned akkor arra nincs el\u00e9g p\u00e9nzed. Csak k\u00f6lcs\u00f6nb\u0151l vagy hitelb\u0151l tudod megoldani.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"> Folyamatosan dolgoznod kell, hogy minden h\u00f3napban el\u0151teremtsd a sz\u00fcks\u00e9ges \u00f6sszegeket.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nincsenek hossz\u00fat\u00e1v\u00fa tartal\u00e9kaid.<\/span><\/p>[\/et_pb_text][et_pb_button button_url=&#8221;#jelentkezes&#8221; button_text=&#8221;\u00c9rdekel&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;Know How&#8221; _builder_version=&#8221;4.17.3&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;21px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#ffcc00&#8243; button_border_width=&#8221;0px&#8221; button_border_color=&#8221;#d4af37&#8243; button_border_radius=&#8221;100px&#8221; button_letter_spacing=&#8221;2px&#8221; button_font=&#8221;Open Sans|700||on|||||&#8221; button_use_icon=&#8221;off&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;15px|40px|15px|40px|true|true&#8221; button_text_color_last_edited=&#8221;off|desktop&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_color=&#8221;rgba(255,255,255,0)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#f2c23e&#8221; button_text_color__hover_enabled=&#8221;off|hover&#8221; box_shadow_color__hover_enabled=&#8221;on|hover&#8221; box_shadow_color__hover=&#8221;rgba(255,255,255,0.4)&#8221; button_border_color__hover_enabled=&#8221;on|desktop&#8221; button_border_color__hover=&#8221;#d4af37&#8243; button_bg_enable_color__hover=&#8221;on&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/penztervezes.hu\/landing-page\/wp-content\/uploads\/2022\/05\/level2_1.jpg&#8221; title_text=&#8221;level2_1&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1350px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||200px|&#8221; custom_padding=&#8221;0px|0px|0px|0px&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;40px&#8221; box_shadow_blur=&#8221;50px&#8221; box_shadow_spread=&#8221;0px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.1)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/penztervezes.hu\/landing-page\/wp-content\/uploads\/2022\/05\/level2.jpg&#8221; title_text=&#8221;level2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; custom_padding=&#8221;40px|40px|||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;25px&#8221; global_colors_info=&#8221;{}&#8221;]<p><strong>3. Stabilit\u00e1s<\/strong><\/p>[\/et_pb_text][et_pb_divider color=&#8221;#ffcc00&#8243; divider_weight=&#8221;3px&#8221; disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;80px&#8221; module_alignment=&#8221;left&#8221; height=&#8221;10px&#8221; custom_margin=&#8221;||20px|&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;||31px|||&#8221; global_colors_info=&#8221;{}&#8221;]<p><span style=\"font-weight: 400;\">Ez az az \u00e1llapot, ahol a havi fizet\u00e9sednek megfelel\u0151 v\u00e9sztartal\u00e9kkal redelkezel. A j\u00f6vedelmed megengedi azt is, hogy f\u00e9lretegy\u00e9l. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">A hiteleidet k\u00f6nnyed\u00e9n tudod fizetni. Vannak olyan vagyont\u00e1rgyaid, amelyeket sz\u00fcks\u00e9g eset\u00e9n el tudsz adni.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">R\u00f6videbb id\u0151szakokat akkor is \u00e1t tudsz v\u00e9szelni ha jelent\u0151sen cs\u00f6kken a havi bev\u00e9teled. Ezen a szinten m\u00e1r van n\u00e9mi j\u00f6v\u0151k\u00e9ped. Takar\u00e9koskod\u00e1ssal meg tudod val\u00f3s\u00edtani a c\u00e9ljaidat.<\/span><\/p>[\/et_pb_text][et_pb_button button_url=&#8221;#jelentkezes&#8221; button_text=&#8221;\u00c9rdekel&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;Know How&#8221; _builder_version=&#8221;4.17.3&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;21px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#ffcc00&#8243; button_border_width=&#8221;0px&#8221; button_border_color=&#8221;#d4af37&#8243; button_border_radius=&#8221;100px&#8221; button_letter_spacing=&#8221;2px&#8221; button_font=&#8221;Open Sans|700||on|||||&#8221; button_use_icon=&#8221;off&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;15px|40px|15px|40px|true|true&#8221; button_text_color_last_edited=&#8221;off|desktop&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_color=&#8221;rgba(255,255,255,0)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#f2c23e&#8221; button_text_color__hover_enabled=&#8221;off|hover&#8221; box_shadow_color__hover_enabled=&#8221;on|hover&#8221; box_shadow_color__hover=&#8221;rgba(255,255,255,0.4)&#8221; button_border_color__hover_enabled=&#8221;on|desktop&#8221; button_border_color__hover=&#8221;#d4af37&#8243; button_bg_enable_color__hover=&#8221;on&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1350px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||200px|&#8221; custom_padding=&#8221;0px|0px|0px|0px&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;40px&#8221; box_shadow_blur=&#8221;50px&#8221; box_shadow_spread=&#8221;0px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.1)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;40px|40px|40px|40px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;25px&#8221; text_line_height=&#8221;1.5em&#8221; global_colors_info=&#8221;{}&#8221;]<p><strong>4. L\u00e1tsz\u00f3lagos szabads\u00e1g<br \/><\/strong><\/p>[\/et_pb_text][et_pb_divider color=&#8221;#ffcc00&#8243; divider_weight=&#8221;3px&#8221; disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;80px&#8221; module_alignment=&#8221;left&#8221; height=&#8221;10px&#8221; custom_margin=&#8221;||20px|&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;||50px|||&#8221; global_colors_info=&#8221;{}&#8221;]<p>Ez m\u00e1r az az \u00e1llapot, amiben olyan munk\u00e1t v\u00e1llalsz el amilyet szeretn\u00e9l. A hobbidb\u00f3l \u00e9lsz. Szabadon \u00e9lsz \u00e9s dolgozol, ahogy akarsz.\u00a0<\/p>\n<p>De: munka n\u00e9lk\u00fcl nem tudsz meg\u00e9lni.\u00a0<\/p>\n<p>Van rendszeres havi j\u00f6vedelmed. K\u00fcl\u00f6n\u00f6sebb kock\u00e1zat n\u00e9lk\u00fcl fel tudsz v\u00e1llalni egy hitelt, mert k\u00e9pes vagy gond n\u00e9lk\u00fcl fizetni.\u00a0<\/p>\n<p>Val\u00f3sz\u00edn\u0171leg nem vagy el\u00e9gedett az anyagi helyzeteddel. M\u00e9g k\u00f6nnyebben szeretn\u00e9l hozz\u00e1jutni a magas min\u0151s\u00e9g\u0171 term\u00e9kekhez. Az ig\u00e9nyeid is megn\u0151nek.\u00a0<\/p>\n<p>Vesz\u00e9lyes \u00e1llapot, mivel el\u00e9g k\u00f6nnyen tudsz boldogulni ez\u00e9rt hirtelen elkezdesz jobban k\u00f6ltekezni.\u00a0<\/p>\n<p>Olyan javakat v\u00e1s\u00e1rolsz, ami nem biztos, hogy az anyagi szintednek megfelel, vagy olyan hossz\u00fat\u00e1v\u00fa k\u00f6telezetts\u00e9get v\u00e1llalsz, ami val\u00f3j\u00e1ban nem f\u00e9r bele a keretbe.<\/p>\n<p>K\u00f6nnyen belecs\u00faszhatsz abba, hogy a l\u00e1tszat j\u00f3l\u00e9t miatt t\u00f6bbet k\u00f6ltesz, mint amit val\u00f3j\u00e1ban megengedhetsz magadnak: Bulik, leg\u00fajabb telefon, \u00faj aut\u00f3. Nem alapozod meg a hossz\u00fat\u00e1v\u00fa p\u00e9nz\u00fcgyi j\u00f6v\u0151det. Ez az Aranyifjak \u00e1llapota.<\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/penztervezes.hu\/landing-page\/wp-content\/uploads\/2022\/05\/level4-1.jpg&#8221; title_text=&#8221;level4&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1350px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||200px|&#8221; custom_padding=&#8221;0px|0px|0px|0px&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;40px&#8221; box_shadow_blur=&#8221;50px&#8221; box_shadow_spread=&#8221;0px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.1)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/penztervezes.hu\/landing-page\/wp-content\/uploads\/2022\/05\/level5.jpg&#8221; title_text=&#8221;level5&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; custom_padding=&#8221;40px|40px|||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;25px&#8221; custom_margin=&#8221;|||0px|false|false&#8221; custom_margin_tablet=&#8221;|||0px|false|false&#8221; custom_margin_phone=&#8221;|||20px|false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<p><strong>5. Biztons\u00e1g<\/strong><\/p>[\/et_pb_text][et_pb_divider color=&#8221;#ffcc00&#8243; divider_weight=&#8221;3px&#8221; disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;80px&#8221; module_alignment=&#8221;left&#8221; height=&#8221;10px&#8221; custom_margin=&#8221;||20px|&#8221; custom_margin_tablet=&#8221;||20px|&#8221; custom_margin_phone=&#8221;||20px|&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;|||0px|false|false&#8221; custom_padding_tablet=&#8221;|||0px|false|false&#8221; custom_padding_phone=&#8221;|||20px|false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;||50px|||&#8221; custom_margin_tablet=&#8221;||50px|||&#8221; custom_margin_phone=&#8221;||50px|20px|false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<p><span style=\"font-weight: 400;\">Ez a hossz\u00fa ideje tart\u00f3 szabads\u00e1g \u00e1llapota. <\/span><span style=\"font-weight: 400;\">Van tartal\u00e9k, vannak vagyont\u00e1rgyak. A j\u00f6v\u0151t is biztosnak l\u00e1tod. Vannak megtakar\u00edt\u00e1said. P\u00e9nzbeli \u00e9s\/vagy vagyont\u00e1rgyak.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A gyerekeidnek is tudsz lak\u00e1st venni.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A f\u0151 j\u00f6vedelemforr\u00e1sod m\u00e9g mindig a munk\u00e1b\u00f3l sz\u00e1rmazik \u00e9s nem a passz\u00edv j\u00f6vedelemb\u0151l. \u00dcgyvezet\u0151 vagy, vagy valamilyen m\u00e1s magas poz\u00edci\u00f3ban dolgozol. Sokat keresel.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ebben az \u00e1llapotban sokat dolgozol. Ezen a szinten nincs probl\u00e9m\u00e1d a p\u00e9nzzel, de az id\u0151vel viszont ann\u00e1l ink\u00e1bb van!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Szeretn\u00e9l kil\u00e9pni ebb\u0151l a l\u00e1thatatlan m\u00f3kusker\u00e9kb\u0151l, \u00e9s elmozdulni arra a szintre, ahol m\u00e1r a passz\u00edv j\u00f6vedelem van t\u00fals\u00falyban, de \u00fagy \u00e9rzed, hogy nem tudod megl\u00e9pni.<\/span><\/p>[\/et_pb_text][et_pb_button button_url=&#8221;#jelentkezes&#8221; button_text=&#8221;\u00c9rdekel&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;Know How&#8221; _builder_version=&#8221;4.17.3&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;21px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#ffcc00&#8243; button_border_width=&#8221;0px&#8221; button_border_color=&#8221;#d4af37&#8243; button_border_radius=&#8221;100px&#8221; button_letter_spacing=&#8221;2px&#8221; button_font=&#8221;Open Sans|700||on|||||&#8221; button_use_icon=&#8221;off&#8221; background_layout=&#8221;dark&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;||50px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;15px|40px|15px|40px|true|true&#8221; button_text_color_last_edited=&#8221;off|desktop&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_color=&#8221;rgba(255,255,255,0)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#f2c23e&#8221; button_text_color__hover_enabled=&#8221;off|hover&#8221; box_shadow_color__hover_enabled=&#8221;on|hover&#8221; box_shadow_color__hover=&#8221;rgba(255,255,255,0.4)&#8221; button_border_color__hover_enabled=&#8221;on|desktop&#8221; button_border_color__hover=&#8221;#d4af37&#8243; button_bg_enable_color__hover=&#8221;on&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1350px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||200px|&#8221; custom_padding=&#8221;0px|0px|0px|0px&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;40px&#8221; box_shadow_blur=&#8221;50px&#8221; box_shadow_spread=&#8221;0px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.1)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;40px|40px|40px|40px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;25px&#8221; text_line_height=&#8221;1.5em&#8221; global_colors_info=&#8221;{}&#8221;]<p><strong>6. F\u00fcggetlens\u00e9g<br \/><\/strong><\/p>[\/et_pb_text][et_pb_divider color=&#8221;#ffcc00&#8243; divider_weight=&#8221;3px&#8221; disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;80px&#8221; module_alignment=&#8221;left&#8221; height=&#8221;10px&#8221; custom_margin=&#8221;||20px|&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;||50px|||&#8221; global_colors_info=&#8221;{}&#8221;]<p><span style=\"font-weight: 400;\">Ez az az \u00e1llapot, amiben <\/span><span style=\"font-weight: 400;\">m\u00e1r a saj\u00e1t d\u00f6nt\u00e9sed, hogy akarsz-e dolgozni vagy sem, mert ez m\u00e1r nem befoly\u00e1solja jelent\u0151sen az anyagi helyzetedet. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tudod tartani az \u00e9letsz\u00ednvonaladat akkor is, ha \u00fagy d\u00f6ntesz, hogy nem dolgozol.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A megtakar\u00edt\u00e1sod \u00e9s a passz\u00edv j\u00f6vedelmed \u00e9leted v\u00e9g\u00e9ig biztos\u00edtan\u00e1 a jelenlegi \u00e9letsz\u00ednvonaladat.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A befektet\u00e9si j\u00f6vedelmed t\u00e1mogatja a jelenlegi \u00e9letsz\u00ednvonaladat.<\/span><\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/penztervezes.hu\/landing-page\/wp-content\/uploads\/2022\/05\/level6.jpg&#8221; title_text=&#8221;level6&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1350px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;|auto|40px|auto||&#8221; custom_padding=&#8221;0px|0px|0px|0px&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;40px&#8221; box_shadow_blur=&#8221;50px&#8221; box_shadow_spread=&#8221;0px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.1)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/penztervezes.hu\/landing-page\/wp-content\/uploads\/2022\/05\/level7_1.jpg&#8221; title_text=&#8221;level7_1&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; custom_padding=&#8221;40px|40px|0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;25px&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;|||20px|false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<p><strong>7. Gazdags\u00e1g, B\u0151s\u00e9g<\/strong><\/p>[\/et_pb_text][et_pb_divider color=&#8221;#ffcc00&#8243; divider_weight=&#8221;3px&#8221; disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;80px&#8221; module_alignment=&#8221;left&#8221; height=&#8221;10px&#8221; custom_margin=&#8221;||20px|&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;|||20px|false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;||50px|||&#8221; custom_margin_tablet=&#8221;||50px|||&#8221; custom_margin_phone=&#8221;||50px|20px|false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<p><span style=\"font-weight: 400;\">Ez az az \u00e1llapot, amiben p\u00e9nz\u00fcgyileg<\/span><span style=\"font-weight: 400;\"> \u00e9s az id\u0151 szempontj\u00e1b\u00f3l is f\u00fcggetlen vagy. A rendelkez\u00e9sedre \u00e1ll\u00f3 javak jelent\u0151sen meghaladj\u00e1k a sz\u00fcks\u00e9gleteidet, f\u00fcggetlen\u00fcl att\u00f3l, hogy mit csin\u00e1lsz.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">M\u00e1r a passz\u00edv j\u00f6vedelmed is elegend\u0151 ahhoz, hogy biztos\u00edtsa a v\u00e1gyott \u00e9letsz\u00ednvonalad.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Van el\u00e9g &#8211; \u00e9s m\u00e9g t\u00f6bb is.<\/span><\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;#jelentkezes&#8221; button_text=&#8221;\u00c9rdekel&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;Know How&#8221; _builder_version=&#8221;4.17.3&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;21px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#ffcc00&#8243; button_border_width=&#8221;0px&#8221; button_border_color=&#8221;#d4af37&#8243; button_border_radius=&#8221;100px&#8221; button_letter_spacing=&#8221;2px&#8221; button_font=&#8221;Open Sans|700||on|||||&#8221; button_use_icon=&#8221;off&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;15px|40px|15px|40px|true|true&#8221; button_text_color_last_edited=&#8221;off|desktop&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_color=&#8221;rgba(255,255,255,0)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#f2c23e&#8221; button_text_color__hover_enabled=&#8221;off|hover&#8221; box_shadow_color__hover_enabled=&#8221;on|hover&#8221; box_shadow_color__hover=&#8221;rgba(255,255,255,0.4)&#8221; button_border_color__hover_enabled=&#8221;on|desktop&#8221; button_border_color__hover=&#8221;#d4af37&#8243; button_bg_enable_color__hover=&#8221;on&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;18px|auto||auto||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.6em&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<p>Megtal\u00e1ltad, hogy Te melyik l\u00e9pcs\u0151fokon \u00e1llsz jelenleg? Akkor&#8230;<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||61px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Who We Are&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|700|||||||&#8221; header_text_align=&#8221;center&#8221; header_font_size=&#8221;45px&#8221; header_line_height=&#8221;1.5em&#8221; header_2_font=&#8221;Open Sans|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#333333&#8243; header_2_font_size=&#8221;50px&#8221; header_2_line_height=&#8221;1.3em&#8221; header_6_font=&#8221;Open Sans|700||on|||||&#8221; header_6_text_align=&#8221;center&#8221; header_6_text_color=&#8221;#E02B20&#8243; header_6_font_size=&#8221;16px&#8221; custom_margin=&#8221;37px||50px|||&#8221; header_font_size_tablet=&#8221;45px&#8221; header_font_size_phone=&#8221;35px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;30px&#8221; header_2_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<h1>Ahhoz, hogy anyagilag f\u00fcggetlenn\u00e9 v\u00e1lj, a legfontosabb, hogy mindig a k\u00f6vetkez\u0151 l\u00e9pcs\u0151fokra koncentr\u00e1lj!<\/h1>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.6em&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<p>Ebben seg\u00edtek neked az ingyenesen elkezdhet\u0151 tanfolyammal. N\u00e9zz\u00fck, mit is fogsz kapni pontosan.<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1350px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||200px|&#8221; custom_padding=&#8221;0px|0px|0px|0px&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;40px&#8221; box_shadow_blur=&#8221;50px&#8221; box_shadow_spread=&#8221;0px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.1)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;40px|40px|40px|40px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;25px&#8221; global_colors_info=&#8221;{}&#8221;]<p><strong>1. r\u00e9sz<\/strong><\/p>[\/et_pb_text][et_pb_divider color=&#8221;#ffcc00&#8243; divider_weight=&#8221;3px&#8221; disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;80px&#8221; module_alignment=&#8221;left&#8221; height=&#8221;10px&#8221; custom_margin=&#8221;||20px|&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;||50px|||&#8221; global_colors_info=&#8221;{}&#8221;]<p><span style=\"font-weight: 400;\">&#8211; \u00daj ember leszel (az embereket a viselked\u00e9s\u00fck \u00e9s a szok\u00e1saik hat\u00e1rozz\u00e1k meg, az 1. r\u00e9sz v\u00e9g\u00e9re \u00faj szok\u00e1sokat \u00e9s viselked\u00e9s form\u00e1kat tanulsz meg. Megtanulod gazdagra viselkedni magad)<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8211; \u00daj gondolkod\u00e1sm\u00f3d alakul ki n\u00e1lad (Az eddigi helytelen p\u00e9nz\u00fcgyi gondolkod\u00e1sod hely\u00e9be egy vadonat\u00faj, b\u0151s\u00e9g centrikus gondolkod\u00e1sm\u00f3d ker\u00fcl)<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8211; \u00daj hitrendszert kapsz (Visszakapod az \u00f6nbizalmadat \u00e9s a j\u00f6v\u0151be vetett hitedet)\u00a0<\/span><\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/penztervezes.hu\/landing-page\/wp-content\/uploads\/2022\/05\/tf1.jpg&#8221; title_text=&#8221;tf1&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1350px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||200px|&#8221; custom_padding=&#8221;0px|0px|0px|0px&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;40px&#8221; box_shadow_blur=&#8221;50px&#8221; box_shadow_spread=&#8221;0px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.1)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/penztervezes.hu\/landing-page\/wp-content\/uploads\/2022\/05\/tf2_1.jpg&#8221; title_text=&#8221;tf2_1&#8243; force_fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;40px|40px|40px|40px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;25px&#8221; global_colors_info=&#8221;{}&#8221;]<p><strong>2. r\u00e9sz<\/strong><\/p>[\/et_pb_text][et_pb_divider color=&#8221;#ffcc00&#8243; divider_weight=&#8221;3px&#8221; disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;80px&#8221; module_alignment=&#8221;left&#8221; height=&#8221;10px&#8221; custom_margin=&#8221;||20px|&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;||50px|||&#8221; global_colors_info=&#8221;{}&#8221;]<p><span style=\"font-weight: 400;\">Itt megtanulod&#8230;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8211; A p\u00e9nztervez\u00e9s alapjait (egy h\u00e1zat is csak stabil alapokra lehet felh\u00fazni, nincs ez m\u00e1shogy gazdas\u00e1gi viszonylatban sem.)<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8211; Hogy kontroll\u00e1lnod kell a p\u00e9nzedet (eml\u00e9kszel az alv\u00e1szavarospil\u00f3t\u00e1ra? Nem alhatsz el a p\u00e9nz\u00fcgyeid felett.)<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8211; Hogy hogyan t\u0171zz ki c\u00e9lokat a csal\u00e1dban, magadnak, vagy a c\u00e9gben (c\u00e9l n\u00e9lk\u00fcl a pil\u00f3ta is csak \u00f6ssze-vissza r\u00f6pk\u00f6d, m\u00edgnem elfogy az \u00fczemanyag \u00e9s lezuhan. C\u00e9lokra van sz\u00fcks\u00e9ged, hogy szabadon sz\u00e1rnyalhass.)<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8211; Hogy hogyan fizesd a hiteleidet \u00e9s k\u00f6zben p\u00e9nzt is takar\u00edts meg (a jelenednek \u00e9s a j\u00f6v\u0151dnek \u00f6sszhangban kell lennie.)<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8211; Hogy hogyan csin\u00e1lj t\u00f6bb p\u00e9nzt. Hogyan legyen m\u00e9g t\u00f6bb bev\u00e9teled. (Ha gyarapodni akarsz, akkor meg kell t\u00f6bbsz\u00f6r\u00f6zn\u00f6d\u00a0 a bev\u00e9teledet.)<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8211; Hogyan takar\u00e9koskodj (Tartal\u00e9kot csak takar\u00e9koskod\u00e1ssal lehet felhalmozni.)<\/span><\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1350px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;|auto|100px|auto||&#8221; custom_padding=&#8221;0px|0px|0px|0px&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;40px&#8221; box_shadow_blur=&#8221;50px&#8221; box_shadow_spread=&#8221;0px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.1)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;40px|40px|40px|40px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;25px&#8221; global_colors_info=&#8221;{}&#8221;]<p><strong>3. r\u00e9sz<\/strong><\/p>[\/et_pb_text][et_pb_divider color=&#8221;#ffcc00&#8243; divider_weight=&#8221;3px&#8221; disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;80px&#8221; module_alignment=&#8221;left&#8221; height=&#8221;10px&#8221; custom_margin=&#8221;||20px|&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;||19px|||&#8221; global_colors_info=&#8221;{}&#8221;]<p>&#8211; Ahol megtanulod a p\u00e9nz\u00fcgyek tervez\u00e9s\u00e9t, de m\u00e1r magasabb szinten. Bev\u00e9tel tervez\u00e9st. Kiad\u00e1s tervez\u00e9st. (Az el\u0151z\u0151 fejezetben meg\u00e9p\u00edtett\u00fck a h\u00e1z alapj\u00e1t, betonoztunk, alapoztunk. Most j\u00f6het a szerkezet.)<\/p>\n<p>&#8211; Takar\u00e9koskodni,\u00a0 v\u00e9sztartal\u00e9kot k\u00e9pezni. T\u00f6bb h\u00f3napnyi tartal\u00e9kot felhalmozni. (Eddig csak besz\u00e9lt\u00fcnk r\u00f3la, most m\u00e1r a gyakorlatban is meg tudod csin\u00e1lni.)<\/p>\n<p>&#8211; Hogy k\u00e9t \u00fat vezet a vagyon\u00e9p\u00edt\u00e9shez: kevesebbet k\u00f6lteni \u00e9s t\u00f6bbet keresni. (Ha igaz\u00e1n fel akarod turb\u00f3zni a fejl\u0151d\u00e9sed, akkor keresd a t\u00f6bb p\u00e9nz keres\u00e9s\u00e9nek a m\u00f3dj\u00e1t.)<\/p>\n<p>&#8211; Hogyan t\u00e1rgyalj a fizet\u00e9sedr\u0151l, hogy t\u00f6bbet is keress.<\/p>\n<p>&#8211; Hogyan k\u00e9pezz v\u00e9szhelyzeti alapot, ami megv\u00e9d a v\u00e9letlenszer\u0171 csap\u00e1sokt\u00f3l, hiszen tudod, hogy az \u00e9let tele van v\u00e1ratlan meglepet\u00e9sekkel, kell valami, ami kiseg\u00edt a g\u00f6d\u00f6rb\u0151l.<\/p>\n<p>&#8211; Hogyan szabj magadnak korl\u00e1tokat, \u00e9s hogyan v\u00e1llalj \u00e9sszer\u0171 k\u00f6telezetts\u00e9geket. \u00cdgy automatikusan a helyes dolgot teszed majd &#8211; minden alkalommal.<\/p>[\/et_pb_text][et_pb_button button_url=&#8221;#jelentkezes&#8221; button_text=&#8221;\u00c9rdekel&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;Know How&#8221; _builder_version=&#8221;4.17.3&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;21px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#ffcc00&#8243; button_border_width=&#8221;0px&#8221; button_border_color=&#8221;#d4af37&#8243; button_border_radius=&#8221;100px&#8221; button_letter_spacing=&#8221;2px&#8221; button_font=&#8221;Open Sans|700||on|||||&#8221; button_use_icon=&#8221;off&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;15px|40px|15px|40px|true|true&#8221; button_text_color_last_edited=&#8221;off|desktop&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_color=&#8221;rgba(255,255,255,0)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#f2c23e&#8221; button_text_color__hover_enabled=&#8221;off|hover&#8221; box_shadow_color__hover_enabled=&#8221;on|hover&#8221; box_shadow_color__hover=&#8221;rgba(255,255,255,0.4)&#8221; button_border_color__hover_enabled=&#8221;on|desktop&#8221; button_border_color__hover=&#8221;#d4af37&#8243; button_bg_enable_color__hover=&#8221;on&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/penztervezes.hu\/landing-page\/wp-content\/uploads\/2022\/05\/tf3.jpg&#8221; title_text=&#8221;tf3&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#101240&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Who We Are&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|700|||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;45px&#8221; header_line_height=&#8221;1.5em&#8221; header_2_font=&#8221;Open Sans|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#333333&#8243; header_2_font_size=&#8221;50px&#8221; header_2_line_height=&#8221;1.3em&#8221; header_6_font=&#8221;Open Sans|700||on|||||&#8221; header_6_text_align=&#8221;center&#8221; header_6_text_color=&#8221;#E02B20&#8243; header_6_font_size=&#8221;16px&#8221; custom_margin=&#8221;37px||50px|||&#8221; header_font_size_tablet=&#8221;45px&#8221; header_font_size_phone=&#8221;35px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;30px&#8221; header_2_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<h1>A legt\u00f6bb p\u00e9nz\u00fcgyi tanfolyam csak a \u201cp\u00e9nz\u00fcgyi sz\u00e9ked\u201d egyetlen l\u00e1b\u00e1val foglalkozik.<br \/>Emiatt \u00fajra \u00e9s \u00fajra fel fogsz borulni, hi\u00e1ba tanult\u00e1l ott lelkesen \u00e9s szorgalmasan.<\/h1>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;0px||50px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<p><span style=\"font-weight: 400;\">Mi viszont nem \u00edgy csin\u00e1ljuk.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az\u00e9rt, hogy anyagilag f\u00fcggetlen embert csin\u00e1ljunk bel\u0151led, aki b\u0151s\u00e9gben \u00e9s p\u00e9nz\u00fcgyi szabads\u00e1gban \u00e9l, \u00e9s akinek mindig t\u00f6bb van a p\u00e9nzb\u0151l, mint amennyire sz\u00fcks\u00e9ge van.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Mi a p\u00e9nz\u00fcgyi sz\u00e9ked mind a 4 l\u00e1b\u00e1val foglalkozunk. A l\u00e1that\u00f3 \u00e9s a rejtett r\u00e9szekkel egyar\u00e1nt. Csak \u00edgy tudunk kigy\u00f3gy\u00edtani a p\u00e9nz\u00fcgyi \u201cbetegs\u00e9geidb\u0151l\u201d, hogy t\u00f6bbet ne ker\u00fclj padl\u00f3ra.<\/span><\/p>[\/et_pb_text][et_pb_button button_url=&#8221;#jelentkezes&#8221; button_text=&#8221;\u00c9rdekel&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;Know How&#8221; _builder_version=&#8221;4.17.3&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;21px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#ffcc00&#8243; button_border_width=&#8221;0px&#8221; button_border_color=&#8221;#d4af37&#8243; button_border_radius=&#8221;100px&#8221; button_letter_spacing=&#8221;2px&#8221; button_font=&#8221;Open Sans|700||on|||||&#8221; button_use_icon=&#8221;off&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;15px|40px|15px|40px|true|true&#8221; button_text_color_last_edited=&#8221;off|desktop&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_color=&#8221;rgba(255,255,255,0)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#f2c23e&#8221; button_text_color__hover_enabled=&#8221;off|hover&#8221; box_shadow_color__hover_enabled=&#8221;on|hover&#8221; box_shadow_color__hover=&#8221;rgba(255,255,255,0.4)&#8221; button_border_color__hover_enabled=&#8221;on|desktop&#8221; button_border_color__hover=&#8221;#d4af37&#8243; button_bg_enable_color__hover=&#8221;on&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Who We Are&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|700|||||||&#8221; header_text_align=&#8221;center&#8221; header_font_size=&#8221;45px&#8221; header_line_height=&#8221;1.5em&#8221; header_2_font=&#8221;Open Sans|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#333333&#8243; header_2_font_size=&#8221;50px&#8221; header_2_line_height=&#8221;1.3em&#8221; header_6_font=&#8221;Open Sans|700||on|||||&#8221; header_6_text_align=&#8221;center&#8221; header_6_text_color=&#8221;#E02B20&#8243; header_6_font_size=&#8221;16px&#8221; custom_margin=&#8221;37px||50px|||&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;30px&#8221; header_2_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<h1>Ki vagyok \u00e9n, \u00e9s mi\u00e9rt higgy nekem?<\/h1>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;2_5,3_5&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/penztervezes.hu\/landing-page\/wp-content\/uploads\/2022\/05\/horvath-attila1.jpg&#8221; title_text=&#8221;horvath-attila1&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;||50px|||&#8221; global_colors_info=&#8221;{}&#8221;]<p><span style=\"font-weight: 400;\">Horv\u00e1th Attila vagyok, \u00e9s a t\u00f6rt\u00e9netem a kilencvenes \u00e9vek v\u00e9g\u00e9re ny\u00falik vissza. 1998-at \u00edrtunk, amikor a f\u0151v\u00e1rosba, Budapestre k\u00f6lt\u00f6zt\u00fcnk feles\u00e9gemmel a jobb \u00e9let \u00e9s a magasabb fizet\u00e9s rem\u00e9ny\u00e9ben. Sz\u00e9pen sorban alakultak is a dolgok, elindultunk a karrier \u00e9p\u00edt\u00e9s r\u00f6g\u00f6s \u00fatj\u00e1n. A fizet\u00e9s\u00fcnk magasabb volt, mint kor\u00e1bban vid\u00e9ken. Igaz a kiad\u00e1sok is n\u00f6vekedtek, az \u00e9let dr\u00e1g\u00e1bb lett.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00d6sszess\u00e9g\u00e9ben azonban m\u00e9g \u00edgy is magasabb lett az \u00e9letsz\u00ednvonalunk \u00e9s sz\u00e9p lassan olyan dolgokat is megengedhett\u00fcnk magunknak, melyeket kor\u00e1bban nem. N\u00e9h\u00e1ny \u00e9vente elment\u00fcnk nyaralni \u00e9s id\u0151nk\u00e9nt dr\u00e1g\u00e1bb, k\u00fcl\u00f6nlegesebb \u00e9lelmiszereket is megvehett\u00fcnk. T\u00f6bbet k\u00f6lt\u00f6tt\u00fcnk olyan dolgokra, melyet mi szerett\u00fcnk volna, \u00e9s nem minden esetben csak a p\u00e9nzt\u00e1rc\u00e1nk szabta meg a hat\u00e1rt, hogy mit is vesz\u00fcnk meg. Mint p\u00e9ld\u00e1ul mozi, \u00e9tterem, ruh\u00e1k. Mindezek mellett tov\u00e1bbra sem d\u00fask\u00e1ltunk a p\u00e9nzben.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Sz\u00f3val \u00fagy \u00e1ltal\u00e1ban v\u00e9ve az \u00e9let sz\u00e9pnek t\u0171nt, nem volt csupa aggodalom, hogy hogyan is lesz holnap. Egy id\u0151 ut\u00e1n azonban felt\u0171nt, hogy a h\u00f3nap v\u00e9g\u00e9n nem tudjuk, hogy hova ment el a p\u00e9nz\u00fcnk. Pedig nem k\u00f6lt\u00f6tt\u00fcnk semmi kimagasl\u00f3an extr\u00e1ra. Maradt p\u00e9nz\u00fcnk a h\u00f3nap v\u00e9g\u00e9re, de nem annyi, amennyire sz\u00e1m\u00edtottunk. \u00c9s amit m\u00e1r elk\u00f6lt\u00f6tt\u00fcnk azt sem tudtuk, hogy mire is ment el pontosan.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ekkor d\u00f6nt\u00f6tt\u00fck el, hogy pontosan vezetj\u00fck a kiad\u00e1sainkat \u00e9s a bev\u00e9teleinket. L\u00e1tni akartuk, hogy mi is t\u00f6rt\u00e9nik: hova megy el a p\u00e9nz. Mivel m\u00e1r akkor is sz\u00e1m\u00edt\u00f3g\u00e9ppel dolgoztam, ez\u00e9rt elkezdtem egy egyszer\u0171 t\u00e1bl\u00e1zatban vezetni a kiad\u00e1sainkat \u00e9s hogy honnan, mennyi bev\u00e9tel folyik be.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0150szint\u00e9n mondom, hogy eltartott n\u00e9h\u00e1ny h\u00e9tig mire teljesen megszoktuk, hogy mindenr\u0151l sz\u00e1ml\u00e1t k\u00e9r\u00fcnk, vagy hogy azonnal fel\u00edrjuk, ha valamire p\u00e9nzt k\u00f6lt\u00fcnk. Az \u00e9letm\u00f3dunkon nem v\u00e1ltoztattunk, csak annyi t\u00f6rt\u00e9nt, hogy a bev\u00e9teleket \u00e9s a kiad\u00e1sokat r\u00f6gz\u00edtett\u00fck, hogy l\u00e1ssuk, hogy m\u00e9gis hova megy el a p\u00e9nz\u00fcnk.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az els\u0151 n\u00e9h\u00e1ny h\u00f3nap ut\u00e1n, amikor m\u00e1r biztos voltam benne, hogy minden kiad\u00e1st \u00e9s bev\u00e9telt siker\u00fclt felvinni a t\u00e1bl\u00e1zatba \u00e9s nem hagytunk ki semmit, akkor j\u00f6tt a meglepet\u00e9s. No, nem a kellemesebb fajta. A bev\u00e9teleink nem n\u0151ttek, t\u00f6bb p\u00e9nz sem maradt a h\u00f3nap v\u00e9g\u00e9re, mint kor\u00e1bban, viszont feket\u00e9n-feh\u00e9ren l\u00e1ttuk \u2013 \u00e9let\u00fcnkben el\u0151sz\u00f6r \u2013 hogy mire mennyit k\u00f6lt\u00fcnk. \u00c9s ez bizony okozott n\u00e9mi meglepet\u00e9st. De egyet biztosan tudtunk: v\u00e9gre megtett\u00fck az els\u0151 l\u00e9p\u00e9st, hogy most m\u00e1r pontosan l\u00e1tjuk a val\u00f3s k\u00e9pet, \u00e9s nem hom\u00e1lyos meg\u00e9rz\u00e9sek alapj\u00e1n kell d\u00f6nten\u00fcnk a saj\u00e1t p\u00e9nz\u00fcgyeinkr\u0151l.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ekkor elkezdt\u00fcnk jobban odafigyelni arra, hogy mire k\u00f6lt\u00fcnk \u00e9s mire nem. Mivel tudatosan odafigyelt\u00fcnk, \u00edgy m\u00e1r t\u00f6bb p\u00e9nz\u00fcnk maradt a h\u00f3 v\u00e9g\u00e9re \u00e9s el tudtunk kezdeni f\u00e9lretenni is egy keveset.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Mivel egyre jobban \u00e9rdekelt, hogy hogyan lehetek sikeresebb a p\u00e9nz\u00fcgyeim ter\u00e9n, ez\u00e9rt elkezdtem k\u00f6nyveket b\u00fajni \u00e9s tanfolyamokra j\u00e1rni. Gondoltam, biztos nem \u00e9n vagyok az egyed\u00fcli, akit ez a t\u00e9ma foglalkoztat. Elkezdtem ut\u00e1na n\u00e9zni, hogy hogyan tudn\u00e9k m\u00e9g t\u00f6bb mindent megtanulni a p\u00e9nzr\u0151l \u00e9s a p\u00e9nztervez\u00e9sr\u0151l. Ahogy egyre t\u00f6bbet tanultam, egyre t\u00f6bb inform\u00e1ci\u00f3hoz jutottam, egyre izgatottabb lettem a p\u00e9nz \u00e9s a p\u00e9nztervez\u00e9s t\u00e9m\u00e1j\u00e1val kapcsolatban. Konzult\u00e1ltam olyanokkal, akik sikeresek ebben a t\u00e9m\u00e1ban \u00e9s \u0151k sz\u00edvesen megosztott\u00e1k velem, hogy hogyan m\u0171k\u00f6dik a p\u00e9nz. Azt is megtan\u00edtott\u00e1k nekem, hogy mik a sikeres p\u00e9nztervez\u00e9s alapelvei \u00e9s szab\u00e1lyai.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">H\u00f3napr\u00f3l h\u00f3napra t\u00f6k\u00e9letes\u00edtettem a t\u00e1bl\u00e1zatot, hogy azonnal l\u00e1ssuk mi a helyzet, hogy hol tartunk a p\u00e9nz\u00fcgyeinkkel. Kitart\u00f3an vezett\u00fck a nyilv\u00e1ntart\u00e1sunkat \u00e9s azt vett\u00fck \u00e9szre, hogy egyre t\u00f6bb p\u00e9nzt tudtunk f\u00e9lretenni. \u00c9s elmondan\u00e1m neked, hogy nem az\u00e9rt, mert a fizet\u00e9s\u00fcnk n\u0151tt meg.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A kulcs a tudatoss\u00e1gban rejlett. Amikor m\u00e1r l\u00e1ttuk a t\u00e9nyleges sz\u00e1mokat, sokkal k\u00f6nnyebben tudtunk d\u00f6nt\u00e9st hozni egy-egy helyzetben, hogy mit vesz\u00fcnk meg \u00e9s mennyi\u00e9rt. Nem esett nehez\u00fcnkre nemet mondani, ugyanis nem azt l\u00e1ttuk egy-egy d\u00f6nt\u00e9s eset\u00e9n, hogy mit nem szerz\u00fcnk \u00edgy meg, hanem azt, hogy mennyivel k\u00f6zelebb jutunk a nagyobb c\u00e9ljaink el\u00e9r\u00e9s\u00e9hez. V\u00e9gre a saj\u00e1t kez\u00fcnkben volt a korm\u00e1ny, \u00e9s nem a dr\u00e1g\u00e1n, de gondosan elk\u00e9sz\u00edtett rekl\u00e1mok hat\u00e1sa alatt voltunk.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Miut\u00e1n l\u00e1ttuk, hogy a puszta nyilv\u00e1ntart\u00e1s, amit rendszeresen csin\u00e1lunk milyen v\u00e1ltoz\u00e1st hozott, elkezdt\u00fck m\u00e9g tudatosabban tervezni a p\u00e9nz\u00fcgyeinket.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Egy id\u0151 ut\u00e1n m\u00e1r nagyon sok mindent megtanultam a p\u00e9nzr\u0151l \u00e9s a p\u00e9nztervez\u00e9sr\u0151l. Voltak siker\u00e9lm\u00e9nyeink \u00e9s nagyon sz\u00e9p eredm\u00e9nyeink. Azon gondolkodtam, hogyan tudn\u00e9k m\u00e1soknak is seg\u00edteni a tud\u00e1sommal. Biztos nem \u00e9n vagyok az egyed\u00fcli, akinek gondja van ezzel. Biztos m\u00e1snak is sz\u00fcks\u00e9ge van seg\u00edts\u00e9gre. Gondoltam, ha nekem m\u0171k\u00f6dik, akkor m\u00e1sokn\u00e1l is bev\u00e1lik. Akkor elkezdtem seg\u00edteni m\u00e1soknak. \u00c9s k\u00e9pzeld m\u0171k\u00f6dik m\u00e1sokn\u00e1l is.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tudnod kell, hogy a p\u00e9nztervez\u00e9s nem bonyolult dolog. Sajnos az iskol\u00e1ban nem tan\u00edtj\u00e1k. Viszont kitart\u00e1s \u00e9s tudatoss\u00e1g kell hozz\u00e1. Ha velem tartasz, akkor megosztok veled olyan szab\u00e1lyokat \u00e9s tippeket, amelyeket, ha betartasz \u00e9s alkalmazol, akkor sikeres lehetsz a p\u00e9nz\u00fcgyeid ter\u00e9n. Mindegy, hogy a csal\u00e1di p\u00e9nz\u00fcgyeidet vagy a c\u00e9ges p\u00e9nz\u00fcgyeidet szeretn\u00e9d rendbe tenni.<\/span><\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f7f7f7&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Who We Are&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|700|||||||&#8221; header_text_align=&#8221;center&#8221; header_font_size=&#8221;45px&#8221; header_line_height=&#8221;1.5em&#8221; header_2_font=&#8221;Open Sans|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#333333&#8243; header_2_font_size=&#8221;50px&#8221; header_2_line_height=&#8221;1.3em&#8221; header_6_font=&#8221;Open Sans|700||on|||||&#8221; header_6_text_align=&#8221;center&#8221; header_6_text_color=&#8221;#E02B20&#8243; header_6_font_size=&#8221;16px&#8221; custom_margin=&#8221;37px||50px|||&#8221; header_font_size_tablet=&#8221;45px&#8221; header_font_size_phone=&#8221;35px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;30px&#8221; header_2_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<h1>Mi\u00e9rt fontos, hogy most azonnal elkezdd a tanfolyamot?<\/h1>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.6em&#8221; width=&#8221;800px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||50px|||&#8221; global_colors_info=&#8221;{}&#8221;]<p><span style=\"font-weight: 400;\">\u00c9n r\u00e1\u00e9rek, hiszen \u00e9vek \u00f3ta sikeresen m\u0171k\u00f6dtetem a p\u00e9nz\u00fcgyi l\u00e1bainkat.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Viszont val\u00f3sz\u00edn\u0171leg nem mondok \u00fajat Neked azzal, hogy nyakunkon a k\u00f6vetkez\u0151 v\u00e1ls\u00e1g.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Csak azok fogj\u00e1k t\u00fal\u00e9lni, akiknek vannak tartal\u00e9kai. Akik tudatosak a p\u00e9nz\u00fcgyeik ter\u00fclet\u00e9n, vagyis \u201e4 l\u00e1bon \u00e1llnak\u201d. Akiknek megvannak a sz\u00fcks\u00e9ges eszk\u00f6zeik.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">2 \u00e9ve s\u00fajtja a vil\u00e1got a Covid miatti v\u00e1ls\u00e1g. Alig p\u00e1r h\u00f3napja, de ann\u00e1l puszt\u00edt\u00f3bb er\u0151vel hat a gazdas\u00e1gra \u00e9s a p\u00e9nzt\u00e1rc\u00e1nkra az Orosz-Ukr\u00e1n h\u00e1bor\u00fa.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">P\u00e9nz\u00fcgyi elemz\u0151k szerint, maximum 2 \u00e9v, \u00e9s \u00fajabb gazdas\u00e1gi v\u00e1ls\u00e1g fogja megt\u00e9p\u00e1zni az orsz\u00e1gunkat. \u00c9s rosszabb lesz, mint a 2007-es vil\u00e1gv\u00e1ls\u00e1g.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A k\u00e9rd\u00e9s m\u00e1r csak az, hogy ha a Covidot \u00e9s a h\u00e1bor\u00fat t\u00fal\u00e9lted, a k\u00f6vetkez\u0151 v\u00e1ls\u00e1g alatt talpon tudsz-e majd maradni, vagy Te is f\u00f6ld\u00f6nfut\u00f3 leszel-e?\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nem neh\u00e9z megj\u00f3solni, hogy mi lesz a t\u00f6rt\u00e9net v\u00e9ge, ha itt \u00e9s most nem d\u00f6ntesz a v\u00e1ltoz\u00e1s mellett\u2026!<\/span><\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; module_id=&#8221;jelentkezes&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Who We Are&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|700|||||||&#8221; header_text_align=&#8221;center&#8221; header_font_size=&#8221;45px&#8221; header_line_height=&#8221;1.5em&#8221; header_2_font=&#8221;Open Sans|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#ffcc00&#8243; header_2_font_size=&#8221;30px&#8221; header_2_line_height=&#8221;1.4em&#8221; header_6_font=&#8221;Open Sans|700||on|||||&#8221; header_6_text_align=&#8221;center&#8221; header_6_text_color=&#8221;#E02B20&#8243; header_6_font_size=&#8221;16px&#8221; custom_margin=&#8221;37px||50px|||&#8221; header_font_size_tablet=&#8221;45px&#8221; header_font_size_phone=&#8221;35px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;25px&#8221; header_2_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<h1>Kezdd el most a tanfolyamot!<\/h1>\n<h2>Annyira biztos vagyok abban, hogy hasznos lesz sz\u00e1modra, hogy az elej\u00e9\u00e9rt nem kell fizetned. Az eg\u00e9sz persze nincs ingyen, egyr\u00e9szt mert meg tudod majd oldani, hogy fizess \u00e9rte, m\u00e1sr\u00e9szt tudat\u00e1ban vagyok annak az \u00e9rt\u00e9knek, amit ezzel kapsz. Nem fogom azt tan\u00edtani neked, hogy k\u00e9rd el az \u00e1rat a tud\u00e1sod\u00e9rt, mik\u00f6zben \u00e9n magam nem \u00edgy teszek.<\/h2>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;||50px|||&#8221; global_colors_info=&#8221;{}&#8221;]<p>Ehhez csak t\u00f6ltsd ki a jelentkez\u00e9si \u0171rlapot.<\/p>\n<p>A regisztr\u00e1ci\u00f3 ut\u00e1n e-mailben fogod megkapni a hozz\u00e1f\u00e9r\u00e9st.<\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; 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Valahogy mindig kifolyik a p\u00e9nz a kezedb\u0151l? Akkor ezt az \u00fczenetet figyelmesen olvasd v\u00e9gig, mert minden szava neked sz\u00f3l\u2026&#8221;Van bev\u00e9telem, de m\u00e9gis \u00fagy \u00e9rzem, hogy valahogy \u00e1lland\u00f3an kifolyik a p\u00e9nz a kezemb\u0151l&#8221;Boldog-boldogtalan azt [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-8","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/penztervezes.hu\/landing-page\/wp-json\/wp\/v2\/pages\/8","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/penztervezes.hu\/landing-page\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/penztervezes.hu\/landing-page\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/penztervezes.hu\/landing-page\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/penztervezes.hu\/landing-page\/wp-json\/wp\/v2\/comments?post=8"}],"version-history":[{"count":15,"href":"https:\/\/penztervezes.hu\/landing-page\/wp-json\/wp\/v2\/pages\/8\/revisions"}],"predecessor-version":[{"id":63,"href":"https:\/\/penztervezes.hu\/landing-page\/wp-json\/wp\/v2\/pages\/8\/revisions\/63"}],"wp:attachment":[{"href":"https:\/\/penztervezes.hu\/landing-page\/wp-json\/wp\/v2\/media?parent=8"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}